Building Sustainable
Enterprises in Lesotho

The Inclusion Programme features a co-investment fund that supports enterprises with capital and business development services.

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WHAT IS Co-Investment Program

Fuel Your Growth

LEHSFF Co-Investment Program provides early-stage capital to help entrepreneurs start, grow, and scale their businesses. Through grants, concessional loans, and credit facilities, we make finance accessible to Basotho entrepreneurs who often face barriers in accessing traditional bank funding.

Our financing is designed to be entrepreneurial-friendly with simple requirements, flexible terms, and ongoing support—so you can focus on building a sustainable and impactful business.

"Our financing is accessible, affordable, and tailored for entrepreneurs unlike traditional banks. We believe in your ideas and provide the capital and support to turn them into reality."

Seed Financing
WHAT CAN YOU USE FINANCING FOR

Flexible Funding Options

Our financing can be used for a wide range of business needs.

Startup Capital

Business registration, initial setup, first operations

Equipment & Assets

Tools, machinery, productive assets

Inventory & Stock

Raw materials, wholesale stock, finished products

Working Capital

Cash flow support and day-to-day operations

Technology & Digital

Website, e-commerce, software, systems

Marketing & Branding

Advertising, branding, market entry, campaigns

HOW TO APPLY

Simple Application Process

Follow these steps to apply for seed financing.

1
Prepare Your Documents

Gather business registration, ID, bank statements, and prepare your business plan with financial projections.

2
Submit Application

Apply online or at your nearest ESO office. Complete the financing application form with all required information.

3
Screening & Assessment

ESO team reviews your application, business plan, and conducts background checks. You may be contacted for clarification.

4
Disbursement

Upon final approval, funds are disbursed directly to your bank account or to suppliers as per your plan.

5
Support & Monitoring

Ongoing monitoring, business support, and access to mentorship throughout your repayment period.

FREQUENTLY ASKED QUESTIONS

Got Questions?

Find answers to the most common questions about our Co-Investment Program programme.

A grant is free money you don't have to repay—perfect for startups and early-stage businesses. A loan is money you borrow and must repay with interest over time. Grants are non-repayable; loans are repayable. We offer both depending on your business stage and needs.

We offer flexible collateral requirements. For smaller loans, we may accept movable assets or personal guarantees. For larger loans, we may require business assets or property as collateral. We work with you to find a solution that works for your situation.

Yes! You can apply even if your business isn't registered yet. We'll help you through the registration process as part of our support services. However, funds will only be disbursed after registration is complete.

The timeline varies depending on the completeness of your application and the type of financing. Typically, you can expect a decision within 2-4 weeks after submitting a complete application.

Ready to Fund Your Business?

Apply for LEHSFF Co-Investment Program today. Whether you need a grant, loan, or credit facility, we have solutions for your business.

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